Fix 'n' Flip Loans
Short-duration project capital for acquisition, renovation, and resale or refinance execution.
- Designed around fast project movement
- Can align with renovation-based value creation
Where It May Fit
- Borrowers facing maturity or reset pressure
- Projects improving out of a transition period
- Sponsors reworking the capital stack for stability or growth
Common Project Uses
- Maturity payoff
- Rate reset
- Cash-out recapitalization
- Strategic restructuring
Why Sponsors Consider It
- Creates room to realign the asset with current strategy
- Supports recapitalization when the asset has changed materially
- Useful when the existing loan no longer matches the business plan
How a broker would position the opportunity
- Review existing debt, maturity, and asset performance
- Clarify refinance objective and desired outcome
- Evaluate whether the asset is ready for permanent execution or still transitional
Questions sponsors commonly ask
Is rate the only decision point in a refinance?
No. Leverage, term, reserves, property performance, and future asset strategy matter just as much.
When should recapitalization be part of the conversation?
When the borrower needs more than a payoff and wants the capital stack to support the next stage of ownership.
Contact Form
Ask about Refinance Solutions
Use this short form to start a conversation around Refinance Solutions and whether it fits the property or project.
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Related Options
Acquisition Financing
Capital for acquiring commercial property with structure tailored to asset type, strategy, and timeline.
- Aligns financing with acquisition strategy
- Supports cleaner comparison across execution paths
Ground-Up Construction
Construction financing for projects moving from entitled land or approved plans into active vertical execution.
- Supports capital planning across the build cycle
- Helps align leverage with project controls